What document is used to prove buildings are elevated to prevent flood damage?

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The elevation certificate is the correct document used to show that buildings have been elevated in accordance with floodplain management requirements to reduce risks associated with flood damage. This certificate provides detailed information about the elevation of a building in relation to the base flood elevation, which is a critical factor in determining flood insurance premiums and compliance with local floodplain regulations.

The elevation certificate is typically used by insurance agents to calculate flood insurance costs and is also essential for communities participating in the National Flood Insurance Program (NFIP). By accurately documenting a structure’s elevation, the certificate helps ensure property owners are adequately protected from potential flood risks.

In comparison, title insurance policies protect against losses from defects in the title of the property, while a flood insurance certificate pertains to insurance coverage rather than the elevation specifics. Building permits relate to the legal permission to construct or modify a building but do not necessarily provide information about elevation in the context of flood risk. Thus, the elevation certificate stands out as the key document for this specific purpose.

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