What may a property owner currently have on their property?

The correct answer regarding what a property owner may currently have on their property is a property tax lien. A property tax lien can arise when property taxes are not paid, which creates a legal claim against the property. This lien ensures that the government can collect unpaid taxes, and it often takes priority over other liens or claims against the property.

In contrast, while other options may relate to property, they do not imply a current continuous condition in the same way a tax lien does. An easement for access is typically a right granted to use a portion of someone else's property, but it is not something that every property owner has. A construction permit is related to future development rather than a current condition of ownership. A title dispute involves a disagreement over the ownership of the property, which may not be present at all times or may not pertain to all properties. Thus, a property tax lien stands out as a specific and tangible financial obligation that a property owner may face.